Additioanl Buyer Stamp Duty Rate Since 6 Jul 2018
| Profile of Buyer | ABSD RAte from 8 Dec 2011 to 11 Jan 2013 | ABSD Rate from 12 Jan 2013 to 5 Jul 2018 | ABSD Rate after 6 Jul 2018 |
| Singapore Citizens (SC) buying first residential property | Not applicable | Not applicable | Not applicable |
| SC buying second residential property | Not applicable | 7% | 12% |
| SC buying third and subsequent residential property1 | 3% | 10% | 15% |
| Singapore Permanent Residents (SPR) buying first residential property | Not applicable | 5% | 5% |
| SPR buying second and subsequent residential property1 | 3% | 10% | 15% |
| Foreigners (FR) buying any residential property | 10% | 15% | 20% |
| Entities2 buying any residential property | 10% | 15% | 25% |
Latest Property Related News
in Property by Bright ZHouRevised LTV Limits on Housing Loans Granted by Financial Institutions
| 1st Housing Loan | 2nd Housing Loan | From 3rd Housing Loan | |
| Individual Borrowers | |||
| LTV Limit |
Existing Rules 80%; or 60% if the loan tenure is more than 30 years* or extends past age 65 Revised Rules 75%; or 55% if the loan tenure is more than 30 years* or extends past age 65 |
Existing Rules 50%; or 30% if the loan tenure is more than 30 years* or extends past age 65 Revised Rules 45%; or 25% if the loan tenure is more than 30 years* or extends past age 65 |
Existing Rules 40%; or 20% if the loan tenure is more than 30 years* or extends past age 65 Revised Rules 35%; or 15% if the loan tenure is more than 30 years* or extends past age 65 |
| Minimum Cash Down Payment | No change to existing rules | ||
| 5%; or 10% if the loan tenure is more than 30 years* or extends past age 65 | 25% | ||
| Non-Individual Borrowers | |||
| LTV Limit |
Existing Rule Revised Rule |
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